Dealing with roof damage after a storm can feel overwhelming. From hail to high winds, knowing how to navigate the insurance claims process is essential. At NOCO Roofing, we’re here to simplify the process and ensure you get the coverage you deserve.
Step 1: Assess the Damage
After a major storm, walk around your property and look for warning signs:
- Missing or lifted shingles
- Dented gutters
- Granules collecting in downspouts
⚠️ Avoid climbing on the roof yourself. Instead, take photos from the ground if it’s safe.
Step 2: Get a Professional Roof Inspection
Before calling your insurance company, schedule a professional inspection with NOCO Roofing. Filing a claim without enough evidence can lead to denial, and too many denied claims may affect future coverage. Our experts provide an honest assessment to help you decide whether a claim is justified.
Step 3: Contact Your Insurance Company
If significant damage is confirmed, call your insurance provider. Be prepared to share:
- Date of the storm
- Photos or documents collected
- Initial inspection details
Your insurance company will then assign an adjuster to inspect your roof.
Step 4: Have a Roofing Expert Present During the Adjuster’s Visit
Insurance adjusters sometimes miss damage that qualifies for coverage. Having a NOCO Roofing representative on-site ensures all damage is documented, maximizing your claim approval.
Step 5: Review the Insurance Estimate
After inspection, your insurance company will issue an estimate of covered repairs. Sometimes this estimate leaves out essential work or code-required upgrades. If that happens, NOCO Roofing handles the supplement process to secure full coverage.
Step 6: Roof Replacement & Final Documentation
Once your claim is approved, we’ll schedule your roof replacement. After completion, we send all necessary documents to your insurer so they can release the final payment.
Common Mistakes to Avoid
- Filing a claim before getting a professional inspection
- Accepting the first insurance estimate without review
- Not having a roofer present during the adjuster’s inspection
- Waiting too long to file (most policies have strict deadlines)
Why Choose NOCO Roofing?
Filing a roofing claim doesn’t have to be stressful. With NOCO Roofing, you gain:
- Expert storm damage inspections
- Hands-on claims assistance
- A trusted partner advocating for you every step of the way
Suspect roof damage? Contact NOCO Roofing today for a professional inspection and claims support.
