Flexible Payment
Options for Your Roof
Get the roof your home needs now with flexible financing options through NOCO Roofing and Hearth
A Smarter Way to Pay for Your Roofing Project
A damaged or aging roof should not have to wait. Whether you need urgent storm repairs, a full roof replacement, or an upgrade to a stronger roofing system, NOCO Roofing now offers flexible financing options through our partnership with Hearth.
Homeowners can quickly check personalized loan options, compare rates, and pre-qualify in minutes — all with no impact to their credit score.
Why Homeowners
Choose Financing
Financing can help you:
- Replace a damaged roof immediately
- Avoid delaying necessary repairs
- Spread project costs into manageable monthly payments
- Preserve savings for other priorities
- Upgrade to higher-quality roofing systems and materials
- Cover high deductibles
How Hearth Financing Works
Hearth connects homeowners with a network of lending partners, making it easy to explore financing options for your roofing project.
Benefits of Financing
Through Hearth
- Pre-qualify in about 60 seconds
- Soft credit check with no impact to your credit score
- Fixed-rate personal loans available through participating lenders
- Loan amounts up to $250,000 for qualified borrowers
- Funding available in as little as 24 hours after approval
- No home equity required — your home is not used as collateral
- Financing options for a variety of credit profiles
- Minimum credit scores typically start around 550
- Compare multiple lending options through one simple application
Loan terms, rates, and approval are subject to lender qualifications and credit review.
FAQ
Frequently Asked Questions
Will checking my rates affect my credit score?+
No. Hearth allows homeowners to check personalized loan options using a soft credit inquiry, which does not affect your credit score.
How quickly can I receive funding?+
Qualified borrowers may receive funding in as little as 24 hours after final approval, depending on the lender.
Do I need home equity?+
No. Hearth financing options are typically unsecured personal loans and do not require home equity.
What credit score do I need?+
While requirements vary by lender, financing options are often available for homeowners with credit scores starting around 550.
Can I use financing for a roof replacement?+
Yes. Financing can be used for roof replacements, repairs, gutter projects, and other eligible home improvement projects.
Can financing be combined with an insurance claim?+
In many cases, yes. Homeowners often use financing to cover deductibles, upgrades, or portions of a project not covered by insurance. Speak with the NOCO Roofing team to discuss your specific situation.
Don't Delay the Roof Your Home Needs
Start your project with NOCO Roofing and explore simple, unsecured home improvement financing through Hearth. Pre-qualify with no impact to your credit score.
Top Rated Roofing Company
Trusted by your neighbors
Hear what our customers across Northern Colorado are saying about working with us on their roofing project.
Schedule an Inspection
Schedule a Home or Commercial Roof Inspection
Trust the team with over 40 years of experience serving our community. Ensure your home has a strong, secure roof to cover you and your family. Contact us for your Free Roof Evaluation.
Phone support is available during regular business hours.
Office visits are by appointment only—please call to schedule.
For payments, please use the secured mailbox slot to the west of our office!
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